MOST HOMEOWNERS WITH A MORTGAGE QUALIFY TO CHECK — 3 QUESTIONS, 60 SECONDS
Homeowner Cashback Eligibility
FREE 3-QUESTION CHECK
Do You Qualify For The 2026 Homeowner Cashback Program?
Three questions tell you whether the cash-out program the banks don’t advertise applies to your home — most homeowners with equity qualify to check.
1. Do you own your home (with or without a mortgage)?
ELIGIBILITY CHECK · 3 QUESTIONS

YES, I OWN IT

YES, I OWN IT

NOT A LOAN
APPLICATION
Homeowner Cashback Eligibility
FREE 3-QUESTION CHECK
Do You Qualify For The 2026 Homeowner Cashback Program?
Three questions tell you whether the cash-out program the banks don’t advertise applies to your home — most homeowners with equity qualify to check.
1. Do you own your home (with or without a mortgage)?
ELIGIBILITY CHECK · 3 QUESTIONS

YES, I OWN IT

YES, I OWN IT

2. Is your home worth more than you owe on it?

YES

NOT SURE

NOT A LOAN
APPLICATION
Homeowner Cashback Eligibility
FREE 3-QUESTION CHECK
Do You Qualify For The 2026 Homeowner Cashback Program?
Three questions tell you whether the cash-out program the banks don’t advertise applies to your home — most homeowners with equity qualify to check.
1. Do you own your home (with or without a mortgage)?
ELIGIBILITY CHECK · 3 QUESTIONS

YES, I OWN IT

YES, I OWN IT

2. Is your home worth more than you owe on it?

YES

NOT SURE

3. What would the cash go toward?

PAY OFF DEBT

HOME REPAIRS

BILLS / EXPENSES

SOMETHING ELSE

NOT A LOAN
APPLICATION
Homeowner Cashback Eligibility
FREE 3-QUESTION CHECK
NOT A LOAN
APPLICATION
Do You Qualify For The 2026 Homeowner Cashback Program?
Three questions tell you whether the cash-out program the banks don’t advertise applies to your home — most homeowners with equity qualify to check.
1. Do you own your home (with or without a mortgage)?
ELIGIBILITY CHECK · 3 QUESTIONS

YES, I OWN IT

YES, I OWN IT

2. Is your home worth more than you owe on it?

YES

NOT SURE

3. What would the cash go toward?

PAY OFF DEBT

HOME REPAIRS

BILLS / EXPENSES

SOMETHING ELSE

RESULT: YOU QUALIFY TO CHECK YOUR AMOUNT
Homeowners with equity are using 2026 cash-out programs to turn it into a check — the official calculator shows your exact amount in about a minute, regardless of credit history.

See how much I qualify for →

Free · No obligation · Checking does not affect your credit score
Takes about 60 seconds
No credit-score impact to check
Works regardless of credit history
1
Answer 3 quick questions
2
Confirm your numbers on the official calculator
31
See the cash-out amount you qualify for
“I honestly thought it was another gimmick. The check cleared and the credit cards are gone — wish I’d looked into it a year earlier.”
— HOMEOWNER, 2026
ADVERTISEMENT. This is an advertisement for cash-out refinance loan comparison services; it is not a government program, government benefit, or "free money." "FaCOP" and "homeowner cashback" refer to a Fannie Mae-style cash-out refinance of your existing mortgage: you receive cash by taking a new, larger mortgage secured by your home. Equity estimates use an 85% loan-to-value model from the figures you enter and are not a loan offer, approval, or commitment to lend. Loan approval, rates, and cash-out amounts depend on credit, income, property value, and lender guidelines. Your home is collateral for any mortgage loan.