⚠️ NOTICE: Enrollment for the 2025 Homeowner Cashback Option is now open — check eligibility before the deadline.

Homeowners Could Qualify for a Cashback Option Worth Up to $185,000 in 2025

(Washington, D.C.) - If you were born before 2004, have a credit score above 620 and own a single-family home worth more than $160k, you may be eligible for a homeowner cashback option that could help you access up to $185,000 in available home equity.

With rising living costs, many homeowners are choosing this option to responsibly access equity from their property. There is NO COST to check eligibility and no obligation to move forward.

Eligible homeowners have used available funds for home renovations, debt reduction, or other major expenses, depending on their individual situation.

    1. Must be a U.S. resident
    2. Must own a Single Family Home valued over $160k
    3. Must have a Credit Score above 620

Basic eligibility requirements:

How to check your eligibility

Step 1: Click the year you purchased your home to start your free eligibility check.
Step 2: Review your personalized cashback options and see what may be available.

When Did You Buy Your Home?

Before 1985

After 1985

TIP: Many homeowners — including those on fixed incomes — explore this option to consolidate debt or fund improvements. If you have steady income and good credit, you may qualify for the higher cashback range. Check your eligibility now >>

🏠 This page is for informational purposes only. This is a privately operated homeowner cashback option and is not a government, stimulus, or grant program. Eligibility and amounts vary based on credit, home value, and location.

Independent homeowner information resource — not affiliated with any government agency.